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Loan Repayment Schedule
Loan Repayment Schedule
Easily track your EMI payments and loan repayment schedule with the Credit Saison India App. Stay informed about due dates, manage your finances better, and avoid penalties with timely reminders – all in one place.
Step-by-Step Guide: How to Check Your Loan Repayment Schedule in Credit Saison India App
Login & Access ‘My Loans’
Open the Credit Saison App and log in securely using your mobile number and credentials. Navigate directly to the “My Loans” section on the dashboard.
Go to App Login Screen
Choose Active Loan Account
From the list of your active loans, select the specific Loan Account (e.g., LNS12345) for which you need the repayment details.
Go to ‘Loan Dashboard’ and Tap on ‘View Details’
Within the Loan dashboard view, tap on the “View Details” option. This immediately loads your Loan repayment overview.
Frequently Asked Questions (FAQs)
How can I check my complete Loan Repayment Schedule ?
Your detailed repayment schedule, showing the exact breakdown of principal and interest for every EMI, is easily accessible and downloadable within the Credit Saison India App.
Simply Log In: Use your registered mobile number to securely log in.
Go to My Loans: Select your active loan account.
Find EMI Schedule / Documents: Look for the “EMI Schedule,” “Payment History,” or “Documents” section to view and download your full repayment plan.
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How do I check for Overdue payments and clear them?
“The Credit Saison India App provides immediate visibility of any overdue amounts and allows for instant correction.
Overdue Tracking: Upon logging in, any Overdue Payments and associated late charges/penalties are clearly highlighted on your loan account summary.
Instant Payment: You can instantly pay the overdue amount directly within the App to prevent any negative impact on your credit score.
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How can I view my EMI payment history and verify past payments?
“The App provides a comprehensive, chronological record of all your transactions.
Payment History: Go to your loan details in the App and click on “”Payment History”” or “”Transaction History.””
Verification: You can view the date, amount, and status (“”Paid,”” “”Cleared””) for every EMI you have successfully made.
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Will my loan repayment schedule change if I make a part-prepayment?
“A part-prepayment will reduce your outstanding principal, which will, in turn, reduce your overall interest burden.
Check Impact: After a part-prepayment, you can view the new updated repayment schedule and the revised principal/interest breakdown in the “”EMI Schedule”” section of the Credit Saison India App.
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How can I check my current Outstanding Principal and Interest Rate?
“These key figures are available on your loan summary page inside the App.
Loan Summary: Log in to the App and select your loan. The dashboard instantly shows your Outstanding Principal Amount, Interest Rate (APR), and current loan tenure.
Download the Loan Statement for additional details.
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What is the repayment schedule of a loan?
“A loan Repayment Schedule is a table that shows how your loan will be repaid over time through fixed monthly installments (EMIs), including both the principal and interest components.
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What does a repayment schedule show?
It shows the monthly EMIs.
How each payment is split between principal and interest.
The remaining balance after each payment.
The total interest paid over time.
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What is the monthly repayment?
The monthly repayment, or EMI (Equated Monthly Installment), is the fixed amount you pay each month to the lender.
It includes part of the principal loan amount and the interest.
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What is another name for the repayment schedule?
Login & Access ‘My Loans’The loan Repayment Schedule is also commonly known as an amortisation schedule or amortisation table.
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How to calculate a loan repayment plan?
You can calculate your loan Repayment plan using an online EMI calculator by entering the loan amount, interest rate, and tenure.
The tool will show your monthly EMI and a projected repayment schedule.
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How can I get my repayment schedule?
Your lender generally provides the schedule at the time of loan disbursal.
You can also request it via customer service, or download it from the app
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Why Manage Your Repayment with Us?
Track EMI Dates in
One Place
See all your upcoming and past payment dates at a glance within the app.
Get Timely Payment Reminders
Avoid late fees and credit
score damage with automated, personalized notifications.
Easy Digital Access
Anytime
Access, view, or download your schedule 24/7 from any device.
Better Financial
Control
Plan your finances accurately by knowing exactly when and how much you need to pay.
Stay Ahead with Your Repayment Plan
Download the Credit Saison India App to view
and manage your repayment schedule today.
Download Credit Saison India App
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Credit Saison India is the trade name of Kisetsu Saison Finance (India) Private Limited (CIN: U65999KA2018FTC113783), a non-banking finance company (NBFC) registered with the RBI.
Registered Office Address:
IndiQube Lexington Tower, First Floor, Tavarekere Main Rd, Tavarekere,
S.G. Palya, Bengaluru, Karnataka 560029
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- © Kisetsu Saison Finance (India) Private Limited 2025.
© Kisetsu Saison Finance (India) Private Limited 2025.