Take the First Step Toward Home Ownership
Our Home Loan is designed to make housing accessible for everyone, offering flexible repayment options and customer-first support throughout your journey.
Key Features and Benefits of Home Loan
Loan up to ₹50 Lakhs
Raise funds to build, buy or renovate your dream house.
Upto 20 Years Tenure
Tailor your loan tenure comfortably, choosing from 1 to 20 years
Attractive Interest Rates
Benefit from competitive rates, starting at just 10% per annum
Hassle-free Application
Seamless and user-friendly application process
with minimum documentation
Home Loan EMI Calculator
Utilise our Home Loan Calculator for personalized insights into your loan preferences, monthly instalments, and optimal repayment plans.
Your Monthly EMI:
₹0
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Eligibility Criteria
Documents Required
1
Age :
2
Take Home Salary :
3
Work Experience in Current Job :
4
CIBIL Score :
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Charges
The table below shows the general charges for Home Loan
Transactions | Charges Levied | When Payable | Frequency | Charges (in . ₹ Or in % as may be applicable) ?
|
---|---|---|---|---|
Login Fees | Processing Fees | At Application | Once | Upto 10,000 + Taxes per collateral Offered (Non –Refundable)
|
Processing Fees | Processing Fees | Prior to Disbursement | Once | Upto 3% of Loan Amount or Rs. 10,000 whichever is higher + taxes (Non-Refundable)
|
Click here for a detailed breakdown of fees and charges applicable to Home Loan.
Check Your Eligibility
Frequently Asked Questions (FAQs)
Can I get a home loan approval without choosing a property first?
Can I transfer my existing home loan from another bank or housing finance company to Credit Saison India?
Is it possible to get additional funds on my current home loan?
Is a co-applicant required for a home loan?
Do I need to submit all original property documents to Credit Saison India?
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