All important communications related to your loan and policies will be sent to your registered number & email ID.
If there are any changes to your registered contact details, please notify us immediately at
18001038961
or
support@creditsaison-in.com
All important communications related to your loan and policies will be sent to your registered number & email ID.
If there are any changes to your registered contact details, please notify us immediately at
18001038961
or
support@creditsaison-in.com
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Privo
Privo
Your Lifeline for
Instant Credit
Get up to 5 Lakhs credit to fulfil your dreams and aspirations
Apply Now
Why Choose Privo Instant Credit Line?
Privo offers instant, paperless credit with flexible access and you only pay interest on what you use.
10L+
Downloads
AAA
CRISIL Rating
NBFC
Regulated by RBI
2.6L+
Customers
AAA
Care Rating
One Credit Line, Endless Possibilities
- Education Expenses
- Travel and Vacation
- Gadget Upgrades
- Vehicle Maintenance
- Business Inventory
- Home Repairs
- Healthcare Support
- Special Occasions
- Shopping Spree
- Debt Consolidation
Assess Your Eligibility for Privo Credit Line
1
Age
21 - 60 years
2
Take Home Salary
₹18,000 or more
3
CIBIL Score
700 and above
4
Mobile Operating System
Android user
How to Apply for Privo Credit Line
Step into seamless financing with Privo Credit Line—our hassle-free application process puts you in control:
Privo cuts the wait and paperwork! Here's how to unlock your credit line in 3 easy steps:
Step 1

Step 2

Step 3

Step 1

Step 2

Step 3

Step 1

Step 2

Step 3

Charges
The table below shows the general charges levied by KSF on Privo Credit Line
| Charges | Amount |
|---|---|
| Processing Fees | Upto 3% + GST |
| Service Charges | NA |
| Foreclosure Charges | Nil |
| Part Prepayment charges | NA as part prepayment is not allowed |
| Annualised Penal Charges On Delayed Payment | 3% per month (I.e. 36% per annum) on the overdue amount proportionate to the delayed days + GST |
| Annualised Penal Charges Others | NA |
| NACH Registration Failure Charges | NA |
| NACH/E-Mandate Swap Charges | Rs. 250 + GST |
| NACH/E-Mandate Bounce Charges | Rs 450 |
| SOA Charges | NA |
Our Partner Network
Collaborative success drives our mission. We work hand in hand with top-tier NBFCs and FinTech innovators to co-create value and deliver cutting-edge financial solutions.
Voice of Trust
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Frequently Asked Questions (FAQs)
What is Privo?
What types of loans does Privo offer?
How can I apply for an instant credit line with Privo?
What is the specialty of the Privo app?
Are my personal details safe with Privo?
How much can I borrow through Privo?
How quickly will I receive the loan amount after approval?
What do I do if I face difficulty while using the Privo loan app?
Does Privo charge any processing fees for loan applications?
Can I repay my loan early without any penalties?
What happens if I miss a loan repayment?
Does Privo offer loan refinancing options?
Can I apply for an instant credit line using a mobile app?
See More
Privo Pulse: Discover the latest insights!
Stay updated with the latest mentions of Credit Saison in the media. Explore articles highlighting our contributions, innovations, and industry insights.
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Credit Saison India is the trade name of Kisetsu Saison Finance (India) Private Limited (CIN: U65999KA2018FTC113783), a non-banking finance company (NBFC) registered with the RBI.
Registered Office Address:
IndiQube Lexington Tower, First Floor, Tavarekere Main Rd, Tavarekere,
S.G. Palya, Bengaluru, Karnataka 560029
- Investors
- Partners
- Insurance Partners
- Collection Agency
- Regulatory
- CS Japan
- Saison International
- © Kisetsu Saison Finance (India) Private Limited 2026.
© Kisetsu Saison Finance (India) Private Limited 2026.